Casual Or Budgetting Of Money 2

          Prioritize needs with desire.  Of course, it is clear that one’s need is more important than one’s desire. For example, one can create a personalized list, so that basic needs are placed above desires. When making purchases, my needs will take precedence to personal items. This will help me to avoid making purchases on my phone that add to my phone bill. The phone is very important because it allows me to communicate with others. My phone also helps me to keep up with current events, which add to my insight.


          Saves spending money. Of course if you want to save money when you shop do not buy unneeded items and avoid opening the online store application. It was done in order  to be accustomed to save money and buy only necessities. One time I went to a supermarket and I just bought my personal items so I could save my money. To give priority to personal needs in order to save money is my reason to budget money carefully . So I can prioritize what I need and I can save money because I do not spend money on things that are not needed.

Casual People Or Budgetting Money

Introduction (Casual People Or Budgetting Money) 


Some people are very casual calling them, while some others budget their money carefully. What kind of person do you support? Your responses with reasons and examples. 


INTRODUCTION: My reason for budgeting my money carefully 
PARAGRAPH SUPPORT 1: Prioritize needs with desire
Example: Creating a personalized list of personal needs
Reason: To buy the main needs first 
Personal Story: I buy personal items and phone credit because I have made a list first, because I need to charge my phone 
PARAGRAPH SUPPORT 2: Saves spending money 
Example: do not buy unneeded items and avoid opening the Online store application 
Reason: To be accustomed to saving money and buying only necessities
 Personal Story: One time I went to a supermarket and I just bought my personal items so I could save my money
CONCLUSION: To give priority to personal needs in order to save money is my reason to budget money carefully 


INTRODUCTION 2
         At the end of every month I have money and I am confused about what to do with the money in order to meet my needs until the following month. Then I decided to list my personal needs for the next few days or months. So I can prioritize what I need and I can save money because I do not spend money on things that are not needed.

Write a Story

Dreaming is something that is necessary even required in life. Every human being has the freedom to dream without any policies that limit it. Dreaming is the beginning of an accomplishment and is followed by an act accompanied by prayer. I have a dream. My dream is to become a businessman in the field of transportation. Why do I want to be an entrepreneur? Yes, I want to be an entrepreneur because I want to be someone who is useful to others. By being an entrepreneur I can open up a bit of employment and help others.
After becoming a successful entrepreneur, of course I have the desire to go to some places. As a Muslim, my first wish was to perform Hajj with my family. A happiness for me to visit the holy land to perform Hajj. That way I can already fulfill my obligations as a Muslim.

Then there are some places in eastern Indonesia that I would also like to visit. The first is Komodo Island in East Nusa Tenggara, the main tourist attraction on this island is the rare Komodo dragons that are native to the island. Not only that, Komodo Island also has beautiful beaches, underwater biota, as well as grasslands and savannas. The second is Raja Ampat is a group of islands located in West Papua, in addition to the scenic beauty of small islands and the sea there is one thing that characterizes Raja Ampat is a stunning underwater scenery. Raja Ampat has a diversity of species of marine biota and most coral reefs from all the islands around the world. And I hope I can achieve my dream later.

Introduction, Ambition and Personality

Introducing
My name is Muhammad Arief Rizal. I was a descendant of the tribe of Java. my parents came from Central Java. My father comes from the town of Sragen and my mother came from solo. Both of my parents have been living in Jakarta before I was born. I was born in Jakarta on 11 March 1996 and was already 21 years I lived in Jakarta. I have an older brother and sister who live well with me. I really love my family.
Ambition
I hope in the future I'll be able to become a successful entrepreneur. Why do I want to be an entrepreneur? I think being an entrepreneur other than to enrich ourselves we can also enrich the liver. What is it to enrich themselves? Enrich yourself is when we are able to meet all the needs and desires of themselves as well as family and we can have the desired property. While enriching the heart for an entrepreneur is to create an entrepreneur to be able to accommodate the aspirations and problems, and then solve it. A leader will not complain over the broad, large, or the many responsibilities that must be faced. For the person who holds the wealth of the heart, then all the problems will be accommodated and completed. What is in someone's heart, when his strength was maximized to be able to solve various problems. Besides a businessman also have more time with his family as an entrepreneur is not tied to office hours. That makes it have more free time with family.
Personality
I have a calm nature, friendly and affectionate. I'm easy to get along. But, I still choose friend in the mix. I am very happy to go for a walk and listen to music. By going through the streets made me to know the various regions. While going for a walk I always go by bus. Why use the bus? That's why my hobby, which is a short bus ride. I really like the bus from childhood and up to date. I also belong to a community bus lovers Indonesia. With only a short bus ride, I can feel something extraordinary fun for me. Within 2-3 months my time to yourself to do my hobby is to go sightseeing by bus to the area of ​​Central Java or East Java.

MY TOEFL EXPERIENCE

1. WHAT IS TOEFL ? 

Test of English as a Foreign Language (TOEFL) is a test of English language skills required to study and work in other countries. TOEFL exam is organized by the office of ETS (Educational Testing Service) in the United States.

2. WHAT IS THE FUNCTION OF TOEFL ?
 
The function of the TOEFL is to know the capability writing, reading, and listening the language to use good grammar and correct. TOEFL is also easier for us to study and work in other countries if we have the certificate of the TOEFL test.

3. WHAT IS THE PROBLEM OF TOEFL ?
 
It's the problem on Writing because we do not know about writing and good grammar and correct in English. reading because sometimes we are wrong in saying the word. and Listening because sounds and pronunciation sometimes not be heard clearly.

Order-Acknowledgement Business Letter

SELAYANG PANDANG. Corp

202C JEPARA

CENTRAL JAVA

                                                                                                            26 May 2016

Your Ref : PO-1711

Our Ref   : INC-1124

Mr. Daniel Achwan

JL.  Sampangan, Surakarta

Central Java

Dear Mr. Daniel

We are pleased to have your order dated 24 May and are we will send as soon as possible. It is pleasure to have opportunity of supplying you and we are sure you will be satisfied. The settlement of the order will be by a sight draft through cash and delivery to our Bank BSM. The freight bill, invoice statement and puchase order are enclosed on this letter. We are now making up your order.

We hope you will find the goods satisfactory and look forward to receiving your further order.

Your Sincerely,

Muhammad Arief Rizal

Marketing Staff

Apa itu Order-Acknowledgement Business Letter ????

Order-acknowledgement letter ( Surat balasan bagi pelanggan yang telah order )

Surat ini merupakan surat resmi dan termasuk dalam jenis surat bisnis. Order-acknowledgement atau surat balasan bagi pelanggan yang sudah melakukan pesanan ini berisikan salam pembuka , penerima, serta isi pesan yang mencakup ucapan terimakasih kepada pelanggan atas pesanannya. Terdapat pula persediaan barang, cara pengiriman dan pelunasan pembayaran. Order-acknowledgement ini juga dapat memuat tentang permohonan maaf kepada pemesan atas ke tidak  tersediaanya barang yang dipesan oleh pemesan.

 What that Order-Acknowledgement Business Letter ????

This letter is a formal letter and included in this type of business letter. Order-acknowledgment or reply letter to customers who are already doing this order contains a greeting, recipient, and message content which includes gratitude to customers for their order. There is also a supply of goods, means of delivery and payment settlement. Order-acknowledgment these can also load of apology to the customer over to the unavailability of the goods ordered by the customer.